

Yeah, no. Even if they were extremely efficient, 75 billion might get you a prototype or two, but you still haven’t acquired a single plane or paid for its operating cost or maintenance. Developing an manned vs unmanned fighter also doesn’t make much difference, though you will save on the cost of pilot training later.
The F-35 contract includes all of that already.
So no, just using the money that is set aside for the F-35 would get you nowhere. Especially considering Canada doesn’t have much experience with developing domestic fighter jets and would also need to build all the infrastructure from scratch as well.
We’ve been keeping squishy human humans alive in planes for a while, we already know how it works. An autonomous aircraft would require you to develop a high sophisticated computer/AI model that can do basic pilot tasks which will be a big part of your development cost. For now, sticking a human in his much cheaper. Sure, you might save money per unit and in the long run, but the development cost will most certainly be much higher.
You also need a reliable way to communicate with them, so you’d want a constellation of military communication satellites. Not sure Canada currently has that, so factor in the cost for satellite development a bunch of rocket launches.
If the attempts failed, Canada would be left without a fighter jet. If that is an acceptable outcome to you, you might consider not spending money on it at all.
But if you want to have an operational fighter jet in the short term, buying one is the only option.